Introduction
Trader payouts reflect your performance and our commitment to paying you reliably and fairly.
We regularly test new ideas to improve your trading experience. Most move us forward, but sometimes we learn what doesn’t work—and we adjust.
Friday Payday was one of those learning moments.
Over the past year, we heard and felt your feedback: while Friday Payday was well-intentioned, it created confusion, pressure, and frustration for many of you. That’s why it’s time to make a change.
The core problem was timing. You’d pause trading while waiting for Friday payout scheduling, only to learn you weren’t eligible due to soft breach violations—feedback you didn’t know you were waiting for. Then you’d need to resume trading to correct the issue and wait another week. This meant lost opportunities and unnecessary waiting.
We understand how frustrating this was. That’s why we’re moving to a request—review—receive model: you request a payout when you’re ready, we review it and respond, then you receive your payment on your timeline, not a fixed weekly schedule.
Below, we’ll explain exactly what’s changing and how the new system puts you in control.
What’s Changing
Instead of everyone waiting for the same global payout day, each trader will now have a personal payout schedule based on their account type and payout interval (for example, 7, 14, or 30 days).
If you have multiple funded accounts, you no longer need to wait until the following Friday. You can request payouts from a different account every 7 days, regardless of your chosen interval.
Once your interval has passed and you’ve met the core requirements, you can submit a payout request directly from your dashboard. There’s no need to wait for a Friday or wonder whether you should keep trading or stop.
This small shift makes a big difference: you decide when to request, and you’ll receive approval or feedback within 48 business hours.
The New Flow: Request → Review → Receive
We’ve simplified the payout process into three clear steps:
Request
Once you’ve completed the payout interval and qualification requirements and close any open positions, you can submit a payout request from the dashboard.
Review
Our trading operations team will review your account within 48 business hours and either approve your request or provide feedback. During the review period, you’ll need to stop trading. When your payout is approved, funds will be withdrawn from your account.
Receive
Once your request is approved, your payout is processed and paid out within 48 business hours via your chosen payment method.
How the New Payout System Works
At the heart of the new system is a simple, transparent payout timer.
Each funded account has a payout interval of 7, 14, or 30 full calendar days, depending on your payout schedule. These days must be completed in full before you can submit a payout request.
The payout timer starts counting from:
- The moment your funded account is issued, or
- The moment your previous payout request is resolved.
Once a payout request is resolved, the timer resets and begins counting again for your next payout.
Your dashboard will always show:
- Your payout interval
- How many days have been completed
- When you can next submit a payout request
What This Means for Existing Funded Traders
If you already have a funded account, your new payout timeline will be calculated based on your most recent payout reference date.
Here’s how that works in practice:
Monthly payouts (first Friday of the month)
Your reference date is 9 January.
You’ll be able to submit your first payout request after 30 full calendar days—on or after 9 February.
Bi-weekly payouts (1st and 3rd Friday)
Your reference date is Friday, 23 January.
You’ll be able to submit a payout request on or after 7 February.
Weekly payouts (Every Friday)
Your reference date is Friday, 30 January.
You’ll be able to submit a payout request on or after 7 February.
Nothing is taken away, shortened, or skipped. Your progress is fully respected. The system simply moves from a fixed global payday to a personal timeline, calculated fairly from where you already are.
Optional Upgrade: Changing Your Payout Schedule on a Funded Account
Many of you have asked: “I didn’t choose a faster payout schedule at checkout, but now that I’m funded, can I upgrade it?”
We want to support that flexibility. Here’s how we’ve priced it fairly and sustainably.
When a payout frequency add-on is purchased during a challenge, it only has value if the trader actually reaches a funded account and qualifies for payouts.
In practice, the probability of getting funded is 10%.
That means, on average, a trader would need to buy around 10 challenges with that add-on before seeing its effect on a funded account.
When upgrading after you’re already funded, that uncertainty is gone.
You’re no longer paying for potential—you’re paying for certainty.
That’s why funded payout schedule upgrades are priced at 10× the original add-on price.
This option will be available until the end of February. You can pay using some or all of the profit from your funded account with 100% profit share, or you can request to pay via crypto, PayPal or card.
Example
- Price of 100K Endurance Mode challenge: $450
- Bi-weekly payout add (10%): $45
To upgrade this account to bi-weekly payouts:
- $45 × 10 = $450, paid from the funded account profits (with 100% profit split) upon your next payout.
This pricing reflects the immediate, guaranteed value you receive on a funded account, compared to purchasing an add-on during a challenge that may never reach funding.
Why Friday Payday Failed
The core issue with Friday Payday was that too much happened in too short a period of time.
In theory, the idea made sense: concentrate payout checks and processing into a single day so the rest of the week could focus on other operations.
In practice, it didn’t work as expected.
Many soft breach rules are reviewed manually rather than monitored automatically. This means these checks occurred only after hard rules were met.
By condensing all eligibility checks into a single Wednesday/Thursday window, we unintentionally created a situation where:
- Accounts were reviewed only after they appeared to meet targets.
- Reviews happened on our schedule, not yours.
- Some soft breaches went undetected for multiple weeks.
- Issues were only discovered when a payout was about to be scheduled.
This meant you could reasonably believe you were eligible, only to have your payout blocked at the last moment for actions that had occurred days or even weeks earlier.
While Friday Payday was designed to be efficient for our operations, it delayed important feedback you needed. Instead of catching and communicating issues early so you could correct them before the payout date, everything surfaced at the last minute—when you’d already missed your window and lost valuable time.
This is Not How the Industry Works
This problem doesn’t exist at most firms, because traders can submit payout requests whenever they believe they’re eligible and receive timely feedback.
At PipFarm, we removed that request-response loop—and we now recognise that’s what caused the frustration.
So we’re putting it back.
Moving Forward
This update is about restoring transparency, fairness, and control.
By moving to a request → review → receive model, we’re giving you timely feedback, a personal payout timeline, and the ability to stay in control of your trading decisions—without unnecessary waiting or lost opportunity.
This new payout system will go into effect on the 1st of February.
From that date onward, all payout requests will follow the process outlined above.
To make sure you’re fully prepared, we strongly recommend reviewing the updated Help Centre articles, where we’ve documented:
- Payout intervals and timers.
- Request eligibility checks.
- Review timelines.
- Common reasons requests may be declined.
- How funded upgrades work in practice.
I’ll also walk through this new payout model in detail during our upcoming livestream, where I’ll explain the rationale, go through examples, and answer questions live.
As always, thank you for your feedback and for holding us to a high standard. When something doesn’t work, we fix it—and this change is a direct result of listening to you.
